Home Loan Supporting Documents Required for Full‑Time Employed & Self‑Employed Applicants
Applying for a home loan requires clear, reliable proof of your financial stability – and the supporting documents you provide play a crucial role in that process. Whether you’re a full‑time employee earning a fixed or variable salary, or a self‑employed professional running your own business, lenders need accurate documentation to assess your income, verify […]
First‑Time Home Buyer? Here’s How to Get Pre‑Approved for a Home Loan in South Africa
Buying your first home is one of the biggest financial milestones you’ll ever reach. But before you start touring showhouses and scrolling through listings, there’s one crucial step that can make – or break – your home‑buying journey: Pre‑approval not only tells you exactly what you can afford, but it also gives sellers confidence that […]
Finance Linked Individual Subsidy Programme (FLISP) in 2026: What First-Time Buyers Need to Know
For many South Africans, owning a first home can feel out of reach – especially for households earning too much to qualify for free RDP/BNG housing, yet too little to secure traditional mortgage financing. That’s exactly where the Finance Linked Individual Subsidy Programme (FLISP), now officially renamed First Home Finance (FHF), steps in. In 2026, […]
What makes BetterSure Insurance better than the rest?
The below is to highlight important features and tools to be adopted to enhance insurance take up process: Emphasize the Need: Insurance isn’t just an option; it’s a crucial part of the Bond registration process. It safeguards your investment and offers peace of mind. Competitive Premiums: Our premiums are well priced and tend to be […]
Renting vs. Buying: How to decide what’s best for your financial situation and lifestyle
The decision to rent or buy a home depends on your personal financial situation and lifestyle. Here are some factors to consider when weighing the pros and cons of renting versus buying: Renting: Pros: Flexibility: Renting gives you the flexibility to move frequently, which can be beneficial if you’re not sure where you want to […]
Boost your home’s value: Top upgrades that can increase property value
There are several upgrades you can make to your property that may increase its value. Here are some of the most popular ones: Kitchen upgrades: The kitchen is often considered the heart of the home, so upgrading it can have a big impact on your property’s value. This can include replacing old appliances, installing new […]
Expert advice: The top 5 Do’s and Don’ts for home buyers
DO’s: Get pre-approved for a mortgage: Before you start house hunting, get pre-approved for a mortgage. This will give you a clear idea of how much house you can afford and will show sellers that you are serious about buying. Hire a reputable real estate agent: A good real estate agent can help you find […]
Explained: The differences between freehold and sectional title ownership
When it comes to property ownership, there are two main types: freehold ownership and sectional title ownership. Here’s an explanation of the difference between these two types: Freehold Ownership: Freehold ownership is where you own the land and any buildings on it outright. This means that you have full control over your property, and you […]
How does the interest rate affect my home loan?
The interest rate on a home loan is the percentage that the borrower pays to the lender in exchange for borrowing the money. It is a critical factor that affects the overall cost of the loan and the borrower’s ability to repay it. Here’s how the interest rate affects a home loan: Monthly payments: The […]
Why you should use a bond originator
A bond originator is a financial intermediary that helps people secure home loans from multiple lenders. Here are some reasons why people should consider using a bond originator: Access to multiple lenders: Bond originators have relationships with multiple lenders, which means they can help you find the best deal possible. By applying to different lenders, […]